The Basics of Commercial Truck Insurance – Auto Insurance Site


e cargo, and different vehicles and drivers on the road. There is no one who wants to be in an accident, but accidents can occur to any person. For a greater knowledge of the advantages of commercial truck insurance this video will provide an explanation of the benefits of commercial truck insurance.

The foundational insurance coverage commercial truckers should have is primary liability insurance. It is typically required for truckers to take out to gain their licenses before they can get their license. It will cover damage to the other vehicles as well as drivers that are on the road, when the driver of the truck is responsible in an accident.

General liability is another form of protection that insurance companies will recommend for truck drivers. The general liability policy is an addition to the liability insurance and protects your company in case of lawsuits.

It is required that insurance coverage be at minimum $750,000.00 for trucks. Most brokers will give policies with $1,000,000.00 in insurance coverage. For the right to sign contract of employment, truck drivers must prove they’re covered.

To learn more about commercial truck insurance, see the video above.

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